Phoenix’s Safe Harbor Term Life Express is one of their newest products and is unique in several ways. With Safe Harbor, your clients will have a 10 year term option, even to age 80! In most states, the policy also comes with four riders at no additional premium costs. This product is simplified issue, so your clients won’t have to have a medical exam in order to qualify. Take this course to learn more about Safe Harbor and offer your clients a great term product.